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Frequently Asked Questions

GetBackd is an alternative lending company headquartered in Austin, Texas, created by two brothers after they discovered traditional financial institutions were not meeting the capital needs of small sized businesses. Traditional funding methods through banks and credit unions have inconvenient and drawn out lending processes that can take months, with an approval rating that is extremely low; GetBackd found a simple solution. With us, you'll receive a financing solution that's tailored to your unique business needs. Whether your business needs Working Capital or Equipment Leasing, we have your back.

In as little as 10 minutes, complete our online application and receive a same day decision! Funds are transferred within 24-48 hours from the time your application is approved. Simple as that.

We offer a variety of finance solutions tailored for your business-- including working capital, consolidation, merchant services, and equipment leasing.

To qualify, your business must meet the following requirements:
- 6+ months in business
- $300K minimum in annual revenue
- 600+ personal FICO score
- 480+ CFN score
- Brick and Mortar location; For Profit business
- Applicant(s) must consist of 51% ownership

In most cases, we provide same day decisions on completed applications.

Our business advances are unsecured and can be used for any business purpose needed.

Generally, funds can be deposited into your account within 24-48 hours.

Interest rates are based on our proprietary underwriting process. Our underwriting team considers affordability, credit scores, and financial analysis.

We provide capital for many industries - including non-traditional businesses that typically have issues sourcing traditional funding.
We are currently unable to provide capital for the following industries:
- Non-profits
- Financial Services
- Towing Companies
- Legal Services
- Insurance
- Real Estate
- Consulting Services
- Home-based businesses

GetBackd advances are unsecured.